Federal Bankruptcy Practice
When your financial picture becomes unmanageable, retaining an attorney to file bankruptcy is a legitimate and legal option to ease that burden. At the Roop Law Office, LC in Beckley, West Virginia, I have helped clients reorganize and eliminate their debts so they can move on with a fresh start.
Causes of Bankruptcy
The decision to file for bankruptcy is a difficult one. Many times, an individual pays only the minimum amount on bills, including high-interest credit cards, while their debt becomes unmanageable. That prevents them from getting out of debt for many years. Others are faced with mortgage foreclosures or a default on a loan. Still others simply suffered a severe financial setback from a job loss, illness, or divorce.
You May Still Qualify
The significant changes in the bankruptcy laws in 2005 have scared away many potential applicants from filing legitimate bankruptcy petitions. At the Roop Law Office, LC. I have helped clients in successfully filing Chapter 7 (liquidation) and Chapter 13 (reorganization) bankruptcies. The qualification to file for bankruptcy is largely based on the median income in the state of West Virginia. If you are under that median income, a Chapter 7 debt discharge bankruptcy could be an option for you.
The Process of Filing for Bankruptcy
As your bankruptcy lawyer, I will handle all aspects of your case. We will gather the information we need to file a bankruptcy petition. For Chapter 13 cases, we will file a bankruptcy plan to reorganize your debt. I will represent you at the meeting of creditors and any hearings that are required. Filing bankruptcy can be one of the most stressful experiences of your life and you need an aggressive advocate who is sympathetic to your situation.
Find out more about Chapter 7 or Chapter 13 bankruptcy. Contact me today for more information, or to schedule an appointment if you are seeking debt relief.
